About Buyaho^™

What is Buyaho?

Buyaho is a numbers-first tool for evaluating US home purchases. For every listing you're considering, it computes an effective monthly cost — every dollar you spend on that property per month, excluding equity — and compares it directly to what you'd pay in rent. The core question is simple: am I in the red or not?

How it works

Buying a home comes with dozens of costs: closing costs, monthly mortgage, property taxes, HOA or maintenance fees, title insurance, attorney fees, and more. Buyaho tracks all of them.

One-time closing costs are amortized over your expected ownership horizon (e.g., 5 years) and added to your recurring monthly costs. That sum is your effective monthly cost — what buying actually costs you each month over time. Compare that to your projected average rent (accounting for annual rent increases) and you know immediately whether the purchase makes sense.

Key features

• ·~35 individual cost calculators covering closing costs and recurring fees for condos, co-ops, condops, townhouses, and houses
• ·Verdict system: Good Buy, Tight, In the Red, or Not Enough Cash — instantly see where each listing stands
• ·Break-even analysis: find exactly what price, interest rate, or down payment would make a listing pencil out
• ·What-if scenarios: override any listing or settings value to model different assumptions
• ·DTI checks: front-end and back-end debt-to-income ratios with configurable thresholds
• ·Notes with sentiment (pros/cons) and price change history per listing
• ·Dashboard stats with scatter charts across all your listings

Who it's for

Buyaho is built for home buyers who want a rigorous, numbers-first view before committing to a purchase. If you're tracking multiple listings and want to cut through the noise — knowing exactly which ones are financially worthwhile and which aren't — this tool is for you.